By Evan Reid, Founder of Haul Handbook · Updated Jul 19, 2026
What Oregon requires
These are the state-level rules attached to Oregon intrastate operating authority. A field reading "Not confirmed" means the agency publishes no figure; the note explains what the agency does say.
- Liability minimum
- $750,000 (Oregon intrastate for-hire carriers operating vehicles over 26,000 pounds must have a minimum $750,000 liability insurance policy on file with CCD, filed by the insurer on Form E (Uniform Proof of Liability Insurance). Proof of liability insurance is not required for carriers operating only vehicles of 26,000 pounds or less.)
- Cargo minimum
- $10,000 (Oregon intrastate for-hire carriers must have a minimum $10,000 cargo insurance policy on file with CCD, filed by the insurer on Form H (Uniform Proof of Cargo Insurance). The cargo requirement is waived for service limited to commodities not subject to material damage in normal transport (logs, sand/gravel, lumber, water, waste, etc.).)
Who files the proof of insurance
Your insurance company makes these filings with the state, not you. Ask for them by form name when you bind coverage.
Filed by the insurance company with CCD's Insurance and Bond Section; a written binder or fax is accepted for up to 30 days pending the original filing. The permit is not issued until required insurance is on file.
The federal minimums, for contrast
Cross a state line for hire and the federal financial-responsibility levels take over, filed with FMCSA by your insurer. The amounts below render from 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.
Scroll sideways to see every column.
Where insurance fits in the Oregon launch
Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the Oregon intrastate authority page. For the full order of operations, work through start a trucking company in Oregon.